BanditAI
Received an IRS Letter 5699? We’ve Got You.
Whether you need to file missing ACA forms or respond to the IRS explaining
why no filing was required,
TaxBandits guides you through every step,
from uploading your notice to completing the right resolution.
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Understanding IRS Letter 5699
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What is IRS Letter 5699?
The IRS sends Letter 5699 when it believes your business may have been required to file ACA information returns (Forms 1094-C and 1095-C) but has no record of
receiving them.
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When do businesses typically receive it?
Businesses that may qualify as Applicable Large Employers (ALEs) and haven't filed the required ACA returns for a given tax year.
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Why is a timely response important?
Responding promptly helps resolve the inquiry and may reduce the risk of additional notices, Letter 226J, or penalties for missed
ACA reporting.
How to Resolve IRS Letter 5699?
Review the notice to confirm the tax year and verify
whether filing was actually required. Then choose the path that applies:
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If you already filed
Complete the response section with your filing details, including the submission date and any other
requested information.
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If you missed filing
Prepare and file the missing Forms 1094-C and 1095-C, then respond as instructed in the letter.
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If you are NOT required to file
Complete the response explaining why your business wasn't required to file. For example, “My business doesn’t qualify as an ALE for the specified tax year.”
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If the forms were filed under a different EIN
Respond with the correct Employer Identification Number (EIN) used, plus any other requested details.
Act within the IRS deadline
from the IRS
flagged payees
if no response
or Form 945
Missing either deadline increases your IRS liability. TaxBandits keeps you on track at every stage.
How TaxBandits Helps You Resolve IRS Letter 5699
Everything you need to go from IRS notice to resolution, all from one secure platform.
Upload Your Notice in Seconds
Just add your IRS Letter 5699 and TaxBandits automatically extracts the tax year, EIN, and IRS response details, no manual data entry required.
- Automatic key-detail extraction
- Zero manual entry
- Ready to resolve in seconds
File ACA Forms or Prepare Your
IRS Response
If your business was required to file, prepare and e-file Forms 1095-C and 1094-C directly, with the option to include a late-filing explanation. If filing wasn't required, generate a formal IRS response letter instead.
- ACA form preparation
- IRS-authorized e-filing
- Response letter generation
Track Your Resolution
Keep your notice, filings, and response letters in one dashboard, with status tracking and secure storage, so you're never scrambling to find records later.
- Resolution status tracking
- Secure document storage
- Complete compliance history
Pay Only When You Respond to the IRS
No hidden fees. No surprise costs.
What’s Included
- Response letter preparation and review
- Proof submission (if you've already filed)
- Mailing of the response letter to the IRS
$4.99/Notice
Frequently Asked Questions
Everything You Need to Know About Letter 5699
No. Letter 5699 is not a penalty notice. It gives employers an opportunity to determine whether ACA reporting was required and either file the missing forms or explain why filing wasn't required.
You may receive Letter 5699 if the IRS believes your business qualified as an Applicable Large Employer (ALE) but did not receive the required ACA Forms 1094-C and 1095-C for the tax year.
If you've already filed Forms 1094-C and 1095-C, TaxBandits helps you prepare a response to the IRS and include your filing details or proof of filing, if required.
Yes. TaxBandits can prepare and mail your response letter to the IRS, helping you complete the notice resolution process from one platform.
Yes. If your business is required to file ACA information returns, you can prepare and electronically file Forms 1094-C and 1095-C directly through TaxBandits.
Ready to resolve your IRS Letter 5699?
Upload your notice and let TaxBandits guide you—file missing ACA forms or
generate an IRS response letter, all from one
secure platform.
