BanditAI
E-File Form 1097-BTC Online to
Report Bond Tax Credits
Import your bond and recipient data, validate it with built-in checks, and
e-file Form 1097-BTC with the IRS. Deliver recipient statements and manage your filings in one place.
From $0.80/form at volume. Free corrections and retransmissions. Rated 4.9 by 52,784 filers.
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Form 1097-BTC: What you need to know
Form 1097-BTC, Bond Tax Credit, is used to report tax credits allowed to holders of certain tax credit bonds or stripped credit coupons.
Issuers of certain tax credit bonds or their agents, as well as certain recipients that further distribute the credit, use Form 1097-BTC to report the credit to the IRS and recipients.
One Platform, Built for However You File Form 1097-BTC
Whether you're reporting a single bond or managing tax credit reporting across a portfolio, TaxBandits fits the way you already work.
For Bond Issuers
Filing It Yourself
Filing your first 1097-BTC? We walk you through each box.
- Built-In W-9 Collection
- Real-Time TIN Matching
- AI Assistant
- Live Customer Support
For Tax Professionals
Filing for Clients
Manage every client's filing from one dashboard.
- Multi-Client Dashboard
- Role-Based Team Access
- Bulk Filing
- Branded Client Portal
For Financial Institutions / Enterprises
Filing at Scale
Bring data from your own systems and file in bulk.
- Custom Data Ingestion
- Complex Compliance Support
- API Access
- Dedicated Support
Ready to streamline your Form 1097-BTC filing?
Everything You Need for Filing Form 1097-BTC
Manage every stage of filing 1097-BTC, from data collection to bondholder delivery, in one place.
Bulk Upload
Use our CSV template to import your 1097-BTC data or upload your own file as is.
Address Book
Save issuer and recipient information once and reuse it for future filings.
W-9 Collection & TIN Matching
Collect recipient tax information and verify TINs against IRS records before filing.
Smart Audit & Review
Identify missing information and potential filing issues before submitting your forms.
IRS Business Validation
Check business information against current IRS requirements before filing.
Share Forms for Review
Share draft forms with your team for review
before submission.
Federal Filing
Submit your Form 1097-BTC information to the IRS through one filing process.
Schedule Filing
Prepare your forms ahead of time and choose when to transmit them.
Free Retransmission
Correct rejected returns and retransmit them without additional filing fees.
10-Year Storage
Keep filed Form 1097-BTC copies securely accessible for up to ten years.
AI & Live Support
Get filing assistance from BanditAI or connect with a live representative.
Postal Mailing
Mail recipient copies directly and track their delivery from dispatch to doorstep.
Recipient Portal
Give recipients secure access to view and download their forms.
Smart Mail
Automatically mail a physical copy when a recipient does not view their online form.
Print & Mail Yourself
Download recipient copies and manage printing and mailing yourself.
Foreign Mailing
Send recipient copies securely to recipients located outside the U.S.
Attach Supporting Documents
Include supporting documents with the recipient copy when required.
Our Trusted Partners & Integrations for Form 1097-BTC E-Filing
Connect with the tools you already use
Automate End-to-End Form 1097-BTC Filing With Our API
Connect our API with your existing bond administration or accounting software to prepare filing data without switching systems or re-entering records. Import issuer and recipient information, validate your data, and e-file Form 1097-BTC all from your existing workflow.
POST /v1/Form1097
Exclusive Tools Built for Tax Professionals and High-Volume Form 1097-BTC Filing
Manage more programs, more homeowners, and more payment records, without adding more work to your day.
Bulk Filing
Import through bulk templates or API, regardless of how many clients or forms you manage.
Client Management
Manage client filings, form volumes, and filing statuses from one place without switching between spreadsheets.
Branded Client Portal
Give each client a portal and communications that reflect your firm's brand, not ours.
Team Management
Add team members and assign preparer, approver, and transmitter roles based on their responsibilities.
Flexible Payment Options
Get volume-based discounts as your filing count grows, with prepaid credits available for flexible payment.
Custom Reports
Access detailed reports on team activity and client filings to track performance and identify bottlenecks.
For high-volume filing, call (704) 684-4758 for custom pricing.
What Information Is Required to E-File Form 1097-BTC Online
Gather these details before you start, and file Form 1097-BTC with TaxBandits in minutes.
Issuer Information
Name, address, and TIN.
Recipient Information
Name, address, and TIN of each investor allocated a bond
tax credit.
Filer Type
Whether you're the issuer of the bond or its agent, or a person or entity that received or should have received Form 1097-BTC and is distributing part or all of the credit to others.
Credit and Bond Details
- Total credit amount
- Unique identifier for the bond or account
- Bond type code
- Monthly credit amounts
Start e-filing with TaxBandits today.
How to E-File Form 1097-BTC Online with TaxBandits
TaxBandits lets you import your Form 1097-BTC data, review the information, and complete filing through one organized workflow.
Import and Validate
Bring in your data via a CSV template or your own file, then review checks before submission.
CSV Templates
Integration Options
Bulk Upload
File with Federal
Submit your 1097-BTC to the IRS, with real-time acknowledgment from the IRS.
1097-BTC
Validate & Review
Submit to IRS
Track Filing Status
Deliver Recipient Copies
Send recipient copies by mail, through the online portal, or both.
Ready to e-file Form 1097-BTC with the IRS?
The Bandit Commitment
Ensuring Peace of Mind for Every Form 1097-BTC You File
Filing Form 1097-BTC involves more than reporting a credit total. The Bandit Commitment reflects how TaxBandits supports your filing from preparation through completion.
-
Getting the right data in
Validate issuer and bondholder information before you submit your 1097-BTC forms.
-
Guided, end-to-end compliance
Manage federal filing and recipient statement
distribution together. -
No-cost corrections and retransmissions
Corrections and retransmissions are included at no
extra cost. -
Money-back guarantee
If a 1097-BTC cannot be accepted or was filed in duplicate, the filing fee is refunded.
Get the Industry's Best Pricing for Quick and Accurate Form 1097-BTC Filing
Pricing per form based on volume
| No. of Forms | 1-10 | 11-100 | 101-250 | 251-500 | 501-2000 |
| Federal Filing | $2.75 | $1.75 | $1.15 | $1.00 | $0.80 |
Add-on
Price
USPS Address Validation
FREE
TIN Matching
$0.35 / TIN
Recipient Portal
$0.50/form
Postal Mailing
$1.85/form
Postal (International)
$4.99/form
Postal + Recipient Portal (Combo) 10% OFF
$2.12/form
Calculate Your Federal Filing Cost
Estimated Total
$2.75
For Bulk Filers
Filing more than 2,000 forms?
Frequently Asked Questions to File Form 1097-BTC Online
Form 1097-BTC, Bond Tax Credit, is an IRS information return used to report tax credits allowed to holders of certain tax credit bonds or stripped credit coupons. Issuers of certain tax credit bonds or their agents, as well as certain recipients that further distribute the credit, use Form 1097-BTC to report the distributed credit.
Issuers of certain tax credit bonds or their agents must file Form 1097-BTC for each tax credit distributed from applicable tax credit bonds. These include:
- New clean renewable energy bonds
- Qualified energy conservation bonds
- Qualified zone academy bonds
- Qualified school construction bonds
- Clean renewable energy bonds
- Build America Bonds (Tax Credit)
Recipients such as brokers, nominees, mutual funds, or partnerships that further distribute the credit must generally file one Form 1097-BTC per recipient or account, aggregating credits from applicable bonds.
| Copy | Recipient | Deadline |
|---|---|---|
| Copy B, Q1 (Jan–Mar) | Bondholder | May 15 |
| Copy B, Q2 (Apr–Jun) | Bondholder | August 15 |
| Copy B, Q3 (Jul–Sep) | Bondholder | November 15 |
| Copy B, Q4 and annual total | Bondholder | February 15 |
| Copy A | IRS, paper filing | February 28 |
| Copy A | IRS, paper filing | March 31 |
Filers with 10 or more returns of any single type are required to file electronically.
Form 1097-BTC falls under the same general information return penalty structure as the rest of the
1099 series.
| How late | Per form |
|---|---|
| Filed within 30 days | $60 |
| More than 30 days late, by August 1 | $130 |
| After August 1, or not filed | $340 |
| Intentional disregard | $680+ |
Form 1096 is required only if you file Form 1097-BTC on paper. It is not required if you file electronically.
Form 1097-BTC reports a federal tax credit tied to federal tax credit bond programs, so there is no general state filing requirement tied to it. Confirm with your state if your issuance involves any state-level bond reporting obligations outside of this form.
Form 1097-BTC consists of three copies:
- Copy A must be filed with the IRS.
- Copy B must be furnished to the bondholder.
- Copy C is kept by the issuer or its agent for their records.
If you need to correct a Form 1097-BTC already filed with the IRS, prepare a new return, enter an "X" in the "CORRECTED" checkbox, and refile it. If filing on paper, include a new Form 1096. Furnish the corrected copy to the bondholder as well.
Need to correct a 1097-BTC?
1097-BTC forms filed with TaxBandits can be corrected at no additional cost.
To request an extension for filing Form 1097-BTC, submit Form 8809 (Application for Extension of Time to File Information Returns) to the IRS on or before the original due date. This extension is not automatic.
If you need additional time to furnish recipient statements for Form 1097-BTC, you must file Form 15397 on or before the original due date.
Ready to File Form 1097-BTC?
Join over a million businesses who trust TaxBandits for accurate, on-time Form 1097-BTC filing.
- Authorized IRS e-file provider
- Bank-grade security
- Free retransmission
