BanditAI
W-9 · 1099-NEC · 1099-K · 1099-MISC
One W-9 and 1099 workflow for every gig worker you pay.
Request W-9s when workers join, match TINs as they arrive, and file 1099s when the year closes. The same steps for every worker, however long they stay.
Find the right filing setup for your platform
Submit your forms, volume, and requirements. Our team will follow up.
Who you pay
Whoever you pay, TaxBandits covers every filing requirement.
Drivers, sellers, freelancers, and workers abroad each trigger different forms. TaxBandits covers all of them, with the same TIN matching, recipient copies, and corrections.
Drivers and on-demand workers
Here on Monday, gone by Friday
Short-term workers rarely stay long enough to see a tax form, so the W-9 has to be collected while they're active. Request it during onboarding, and the details are on file when the
year closes.
- Forms: 1099-NEC
- Recipient copies and corrections come with every form
Sellers and merchants
Buyers pay you. You pay sellers.
The form depends on how you settle payments, and TaxBandits supports both. Record each payout as it happens, and file from the same account as your other forms.
- Forms: 1099-K and 1099-NEC
- Recipient copies and corrections come with every form
Freelancers and contractors
Every team hires freelancers. Finance finds out later.
Payments land in different systems, and the W-9 is in someone's inbox, if it exists. Request
W-9s in bulk, bring in the AP export, and file from one record.
- Forms: 1099-NEC and 1099-MISC
- Recipient copies and corrections come with every form
Workers abroad
Different workers, different forms
Payments of U.S.-source income to foreign workers go on a 1042-S, not a 1099. Where the work is done decides which applies, so confirm yours with a tax professional.
- Forms: 1042-S
- Recipient copies and corrections come with every form
How it works
Compliance that starts when the worker does
Send your data any way you like. TaxBandits does the rest, from the first W-9 to the filed 1099.
Step by Step
From the First W-9 to the Filed 1099
What TaxBandits does at each step, as workers join and get paid.
01 W-9 collection
A W-9 for every worker, asked for on day one
Request it during onboarding, or in bulk for workers already on your platform. Workers complete it online, and you see who hasn't.
02 TIN matching
Wrong TINs caught while workers can still
fix them
Each name and TIN is checked as the record arrives, so a mismatch is a quick request to the worker, not a notice months later.
03 Record transactions
Every payout logged against the right worker
Payments are recorded as they happen, so year-end totals are already there instead of rebuilt from exports.
04 1099 filing at year end
Forms filed from records that are
already clean
File 1099-NEC, 1099-K, and 1099-MISC in bulk, deliver copies to every worker, and handle corrections in the same account.
Applicable forms
1099-NEC, 1099-K, or 1099-MISC? What Applies to Your Platform
The form depends on how you pay workers. These are the 2026 thresholds and deadlines for the three most common ones.
| 1099-NEC | 1099-K | 1099-MISC | |
|---|---|---|---|
| Typically filed by | Businesses paying workers directly | Platforms that settle payments between buyers and sellers | Businesses reporting other payments, such as rents and royalties |
| 2026 threshold | $2,000 or more | Over $20,000 and over 200 transactions | $2,000 for most payment types |
| To recipient | January 31 | January 31 | January 31 |
| To the IRS | January 31 | March 31 (e-file) | March 31 (e-file) |
*Thresholds apply to payments made in 2026. Some states set their own. Confirm which form applies to your platform with your tax professional.
Built for your platform
More Brands, More Teams, More Workers. Same Account.
Each brand, team, and batch runs from one account, with oversight across all of them.
Multiple entities
Each brand files under its own EIN, with one view across all.
Access by role
Finance, tax, and engineering see what they need. Approvers control what gets filed.
Audit trail
A record of who did what, and when.
High-volume batches
Thousands of records in one run, with status per form.
Security
Security standards your finance and IT teams expect
Reviewers check vendors before worker tax data moves. TaxBandits is ready for each.
SOC 2 Type II
Independently audited security controls, available for your risk review.
Penetration testing
Third-party testing, with results available for
IT review.
Data handling
Worker tax data handled to support your security and privacy reviews.
Resource guide
How TaxBandits handles high-volume filing
See how TaxBandits handles bulk filing, validation, distribution, and corrections when volumes run into the thousands.
- Bulk filing
- Validation and review
- Recipient distribution
- Corrections and filing visibility
From gig platform teams
What gig platform teams say
Works with the systems your payouts already run through.
FAQ
Questions before you switch
It depends on how you pay. Businesses paying workers directly generally file 1099-NEC. Platforms that settle payments between buyers and sellers generally file 1099-K. TaxBandits supports both, plus
1099-MISC. Confirm yours with your tax professional.
For 2026 payments, 1099-NEC and most 1099-MISC reporting starts at $2,000. 1099-K applies above $20,000 and 200 transactions. The NEC and MISC figure is indexed for inflation from 2027, and some states set their own.
Yes. Request the W-9 during onboarding, or in bulk for existing workers. Workers complete it online, and each TIN is checked as the record arrives.
Collecting at onboarding is the best protection. Incomplete and mismatched records are flagged, so your team can see which workers need follow-up while they're still reachable.
Yes. Send worker and payout records through the API as payouts happen, then file from the same account at year end. Bulk upload works too.
Yes. Each entity files under its own EIN, and administrators see all of them together.
Yes, through 1042-S for U.S.-source income, including foreign mailing of copies. Whether a payment is U.S.-source depends on where the work is done, so confirm with your tax professional.
It depends on the forms you file and your volume. Tell us your counts and we'll quote against them.
Find the filing setup that fits your payouts
Share your worker list, payout volume, and deadlines. Our team will follow up.
