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Form 1098-T: What You Need
to Know
Form 1098-T is used by eligible educational institutions to report tuition payments and other information related to a student's enrollment to the IRS and the student. It generally reports payments received for qualified tuition and related expenses, scholarships or grants, adjustments, and enrollment information.
The educational institution must file Form 1098-T with the IRS and furnish the required copy to
the student.
One Platform, Built for However You File Form 1098-T
Whether you're filing one form or ten thousand, TaxBandits fits the way you already work.
For Insurance / Annuity Issuers
Filing It Yourself
New to Form 1098-T? We walk you through each box.
- Built-In W-9 Collection
- Real-Time TIN Matching
- AI Assistant
- Live Customer Support
For Tax Professionals
Filing for Clients
Handle every client's filing from a
single dashboard.
- Multi-Client Dashboard
- Role-Based Team Access
- Bulk Filing
- Branded Client Portal
For Insurance Carriers / Enterprises
Filing at Scale
Pull data from your systems and files
in bulk.
- Custom Data Ingestion
- Complex Compliance Support
- API Access
- Dedicated Support
Ready to streamline your 1098-T filing?
Everything Your Form 1098-T Filing Actually Needs
Every stage of Form 1098-T filing, from data collection to student
delivery, handled
in one place.
Bulk Upload
Import 1098-T data using bulk templates or your own
file.
W-9 Collection & TIN Matching
Collect recipient tax information and verify TINs against IRS records before filing.
Smart Audit & Review
Identify missing information and potential filing issues before submitting your forms.
IRS Business Validation
Catch formatting errors against current IRS standards before you submit.
Share Forms for Review
Share draft forms with your team for review before submission.
Federal Filing
File your federal 1098-T forms electronically through one submission.
Schedule Filing
Prepare your forms in advance and choose when to
transmit them.
Free Retransmission
Fix rejected returns and retransmit them without additional filing fees.
10-Year Storage
Access every filed 1098-T securely for a full decade.
AI & Live Support
Reach BanditAI instantly or a live rep when a question comes
up mid-filing.
Postal Mailing
Mail student copies and track them from dispatch to delivery.
Recipient Portal
Give students secure access to their
1098-T online.
Smart Mail
Automatically mail a physical copy when a student does not view their online form.
Print & Mail Yourself
Download student copies and print and mail them on your own.
Foreign Mailing
Send student copies securely to contractors located outside
the U.S.
Attach Supporting Documents
Include supporting statements alongside the student copy.
Our Trusted Partners & Integrations for 1098-T E-Filing
Connect with the tools you already use
Automate End-to-End 1098-T Filing
With Our API
Connect our API directly to your existing systems without switching platforms or re-entering data. Collect student and institution details, validate information, and e-file Form 1098-T
at year-end.
Exclusive Tools Built for Tax Professionals and High-Volume Form 1098-T Filing
Manage more clients, students, and forms without adding more work to your day.
Bulk Filing
Import via bulk templates or the API, no matter how many clients or forms you manage.
Client Management
Track each client's filings and status from one centralized platform.
Branded Client Portal
Give each client a portal with your
organization's branding.
Team Management
Assign preparer, approver, and transmitter roles to your team.
Flexible Payment Options
Get volume-based discounts as filing count grows, plus prepaid credit options.
Custom Reports
Access detailed reports on filings, students, and team activity.
For high-volume filing, call (704) 684-4758 for custom pricing.
What Information is Required to File
Form 1098-T Electronically?
Gather these details before you start, and e-file Form 1098-T
with TaxBandits in minutes.
Filer’s Details
Name, TIN, and address
Student’s Details
Name, TIN, and Address
Payment Details
Payments received for qualified tuition and related expenses, adjustments to prior-year amounts, scholarships and grants, and adjustments to scholarships and grants
Enrollment Details
Payments for an academic period beginning in January through March, at least half-time student status, and graduate student status.
Start 1098-T E-filing with TaxBandits today.
How to E-File Form 1098-T Online with TaxBandits
TaxBandits gives you flexible ways to bring in your Form 1098-T data, review
each return, and complete filing from one workflow.
Import and Validate
Bring in your data via a CSV template or your own file, then review checks
before submission.
CSV Templates
Bulk Upload
File with IRS
Submit your Form 1098-T electronically, with filing status updates from the IRS.
1098-T
Validate & Review
Submit to the IRS
Track Filing Status
Deliver Recipient Copies
Send student copies by mail, through the student portal,
or both.
Ready to e-file Form 1098-T with the IRS?
THE BANDIT COMMITMENT
Ensuring Peace of Mind for Every
Form 1098-T You File
Filing a 1098-T means more than submitting required information. The Bandit Commitment reflects how TaxBandits supports your filing from preparation through completion.
-
Getting the right data in
Validate filer and student information before you submit your 1098-T forms.
-
Guided, end-to-end compliance
Federal filing and student distribution are
managed together. -
No-cost corrections and retransmissions
Corrections and retransmissions are included at no
extra cost. -
Money-back guarantee
If a 1098-T cannot be accepted or was filed in duplicate, the filing fee
is refunded.
Get the Industry's Best Pricing for Quick and
Accurate 1098-T Filing
Pricing per form based on volume
| No. of Forms | 1-10 | 11-100 | 101-250 | 251-500 | 501-2000 |
| Federal Filing | $2.75 | $1.75 | $1.15 | $1.00 | $0.80 |
Add-on
Price
USPS Address Validation
FREE
TIN Matching
$0.35 / TIN
Online Access
$0.50/form
Postal Mailing
$1.85/form
Postal (International)
$4.99/form
Postal + Online (Combo) 10% OFF
$2.12/form
Calculate Your Federal Filing Cost
Estimated Total
$357.50
For Bulk Filers
Filing more than 2,000 forms?
Frequently Asked Questions to File 1098-T Online
Form 1098-T,Tuition Statement, is an information return used by eligible educational institutions to report certain qualified tuition and related expense payments, scholarships or grants, and other applicable information for enrolled students.
The information may help students or other eligible taxpayers determine whether they qualify for certain education tax benefits.
Eligible educational institutions generally must file Form 1098-T for each student enrolled for whom a reportable transaction is made. Insurers engaged in a trade or business of making reimbursements or refunds of qualified tuition and related expenses may also have a Form 1098-T filing requirement.
The IRS filing deadline is March 1, 2027, for paper returns and March 31, 2027, for electronic returns. The statement must generally be furnished to the student by February 1, 2027. If a due date falls on a weekend or legal holiday, the deadline moves to the next business day.
Not necessarily. IRS rules provide exceptions, including certain nonresident alien students, students whose qualified tuition and related expenses are entirely waived or paid entirely with scholarships or grants, students enrolled in courses that do not offer academic credit, and certain students covered by formal billing arrangements.
To request an extension, submit Form 8809 (Application for Extension of Time to File Information Returns) to the IRS on or before the original filing due date. An approved extension grants an additional 30 days to file with the IRS.
If you need an extension to furnish student copies, you must file Form 15397 (Application for Extension of Time to Furnish Recipient Statements).
Ready to File Form 1098-T?
Join over a million businesses who trust TaxBandits for accurate,
on-time 1098-T filing.
- Authorized IRS e-file provider
- Bank-grade security
- Free retransmission