BanditAI
E-File Form 1099-LPS Online to Report Long-Term Care Premiums
Import your data, review it with built-in checks, and e-file Form 1099-LPS with the IRS, then deliver payer copies in one submission.
From $0.80/form at volume. Free corrections and retransmissions. Rated 4.9 by 52,784 filers.
IRS Authorized Provider
File in Under 10 Minutes
No-Cost Corrections
Money-Back Guarantee
4.9/5
52,784 verified reviews
1M+
Businesses served
$0
Zero hidden fees
24/7
Live customer support
100%
Accuracy guarantee
Form 1099-LPS: What You Need to Know
Form 1099-LPS is used by issuers of certified long-term care insurance to report premiums and charges paid for qualified long-term care insurance to the IRS and the applicable recipient.
Issuers that provide a long-term care premium statement to a defined contribution plan must generally file Form 1099-LPS with the IRS and furnish the required statement to the appropriate recipient.
One Platform, Built for However You File Form 1099-LPS
Whether you're filing one form or ten thousand, TaxBandits fits the way you already work.
For Insurance Issuers
Filing It Yourself
Filing your first 1099-LPS? We make it easy.
- Built-In W-9 Collection
- Real-Time TIN Matching
- AI Assistant
- Live Customer Support
For Tax Professionals
Filing for Clients
Handle every client's filing from a single dashboard.
- Multi-Client Dashboard
- Role-Based Team Access
- Bulk Filing
- Branded Client Portal
For Insurance Companies / Service Providers
Filing at Scale
Pull data from your own systems and forms in bulk.
- Custom Data Ingestion
- Complex Compliance Support
- API Access
- Dedicated Support
Ready to streamline your 1099-LPS filing?
Everything Your Form 1099-LPS Filing Actually Needs
Every stage of Form 1099-LPS filing, from data collection to recipient delivery, handled in one place.
Bulk Upload
Import 1099-LPS data in bulk using our standard CSV template.
Address Book
Save issuer, policyholder, and insured information for future filings.
W-9 Collection
Collect W-9 information online from the policyholder before preparing your forms.
Smart Audit & Review
Identify missing information before filing to ensure accuracy.
TIN Matching
Verify policyholder TINs before submitting forms to prevent rejections.
Address Verification
Verify recipient addresses before mailing form copies.
Federal Filing
File your federal 1099-LPS forms electronically through one submission.
Schedule Filing
Prepare your forms in advance and choose when to transmit them.
Free Retransmission
Fix rejected returns and retransmit them without additional filing fees.
+
10-Year Storage
Access every filed 1099-LPS securely for a full decade.
AI & Live Support
Reach BanditAI instantly or a live representative when a question comes up mid-filing.
Postal Mailing
Mail policyholder copies and track them from dispatch to delivery.
Recipient Portal Access
Give policyholders secure access to their 1099-LPS online.
Smart Mail
Automatically mail a paper copy if the online version goes unviewed.
Print & Mail Yourself
Download copies and print and mail them on your own.
Foreign Mailing
Deliver copies to recipients located outside the U.S.
Attach Supporting Documents
Include supporting statements alongside the recipient copy.
Our Trusted Partners & Integrations for 1099-LPS E-Filing
Connect with the tools you already use
Automate End-to-End 1099-LPS Filing With Our API
Connect our API directly to your existing systems without switching platforms or re-entering data. Collect policyholder and insurance details, validate information, and e-file Form 1099-LPS at year-end.
POST /v1/Form1099
Exclusive Tools Built for Tax Professionals and High-Volume Form 1099-LPS Filing
Manage more clients, insurance issuers, and forms without adding more work to your day.
Bulk Filing & Data Ingestion
Import through bulk templates, accounting integrations, or API, no matter your filing volume.
Client Management
Track every client's filings and status from one place instead of a separate spreadsheet per client.
Branded Client Portal
Give each client a portal and communications that carry your firm's own brand, not ours.
Team Management
Add team members and assign preparer, approver, and transmitter roles based on their responsibilities.
Flexible Payment Options
Get volume discounts as your filing count grows, with prepaid credits for flexible payment.
Custom Reports
Pull reports on team performance and client filings to see where the time actually goes.
For high-volume filing, call (704) 684-4758 for custom pricing.
What Information Is Required to E-File Form 1099-LPS Online
Gather these details before you start, and e-file Form 1099-LPS with TaxBandits in minutes.
Filer's Details
Name, TIN, and address
Policyholder / Employee Details
Name, TIN, address, and identifying information
Insured Details
Name, TIN, address, and relationship to the policyholder, where applicable
Long-Term Care Insurance Details
Certified long-term care insurance and policy information
Premium & Charge Details
Premiums and charges paid or assessed during the calendar year
Plan Information
Information related to the defined contribution plan and long-term care premium statement
Start 1099-LPS e-filing with TaxBandits today.
How to E-File Form 1099-LPS Online with TaxBandits
TaxBandits gives you flexible ways to bring in your Form 1099-LPS data, review each return, and complete filing from one workflow.
Import and Validate
Bring in your data via a CSV template or your own file, then review checks before submission.
CSV Templates
Integration Options
Bulk Upload
File with IRS
Submit your Form 1099-LPS electronically, with filing status updates from the IRS.
1099-LPS
Validate & Review
Submit to IRS
Track Filing Status
Distribute Recipient Copies
Send recipient copies by mail, through the online portal, or both.
Ready to E-file Form 1099-LPS with the IRS?
THE BANDIT COMMITMENT
Ensuring Peace of Mind for Every Form 1099-LPS You File
Filing a 1099-LPS means more than submitting accurate information. The Bandit Commitment reflects how TaxBandits supports your filing from preparation through completion.
-
Getting the right data in
Validate policyholder and insurance information before you submit your 1099-LPS forms.
-
Guided, end-to-end compliance
Federal filing and recipient distribution are managed together.
-
No-cost corrections and retransmissions
Corrections and retransmissions are included at no extra cost.
-
Money-back guarantee
If a 1099-LPS cannot be accepted or was filed in duplicate, the filing fee is refunded.
Get the Industry's Best Pricing for Quick and Accurate 1099-LPS Filing
Pricing per form based on volume.
| No. of Forms | 1-10 | 11-100 | 101-250 | 251-500 | 501-2000 |
| Federal Filing | $2.75 | $1.75 | $1.15 | $1.00 | $0.80 |
| State Filing (CF/SF) | FREE | ||||
| Direct State Filing | $0.95 / form, filed with the federal form | ||||
Add-on
Price
USPS Address Validation
FREE
TIN Matching
$0.35 / TIN
Online Access
$0.50/recipient
Postal Mailing
$1.85/form
Postal (International)
$4.99/form
Postal + Online (Combo) 10% OFF
$2.12/form
Calculate Your Federal Filing Cost
Estimated Total
$357.50
For Bulk Filers
Filing more than 2,000 forms?
Frequently Asked Questions
No. Form 1099-LPS applies to certified long-term care insurance and the specific reporting requirements established under the applicable IRS rules. Not every long-term care insurance premium or policy is reportable on Form 1099-LPS.
A qualified long-term care distribution is a distribution from a defined contribution plan to an employee that is used to pay for certified long-term care insurance for the employee or the employee's spouse.
Certified long-term care insurance generally includes coverage that meets the IRS requirements for qualified long-term care insurance or provides qualifying long-term care benefits through certain life insurance, insurance, or annuity contracts. This can include:
- A qualified long-term care insurance contract covering qualified long-term care services
- A life insurance contract rider or provision covering the risk that an insured individual becomes a chronically ill individual, when the contract meets the applicable IRS requirements
- A rider or provision of an insurance or annuity contract that provides coverage for qualified long-term care services and is treated as a separate contract under the applicable tax rules
For tax year 2026, the distribution generally cannot exceed the smallest of the following:
- The amount paid or assessed during the year for certified long-term care insurance for the employee or the employee's spouse
- 10% of the present value of the employee's vested accrued benefit under the plan
- The applicable reporting threshold of $2,600 for 2026, as adjusted for inflation.
Ready to File Form 1099-LPS?
Join over a million businesses who trust TaxBandits for accurate, on-time 1099-LPS filing.
- Authorized IRS e-file provider
- Bank-grade security
- Free retransmission
