Form 1095-C for 2023: Employer-Provided Health Insurance Offer
and Coverage

1. What is Form 1095-C?

Form 1095-C is filed by Applicable Large Employers (ALEs) to report their employees’ health coverage information required under section 6056 (Employer shared responsibility provisions) to the IRS. Employers should also
file Form 1094-C (Transmittal form) along with the 1095 forms. The IRS also requires that ALEs furnish form copies to the corresponding employees.

2. Recent changes to Form 1095-C for the 2023 Tax Year

The IRS has released the ACA Form 1095-C for the 2023 Tax Year recently, and it doesn’t reflect any major changes to the forms.

Notably, there are a few other updates to the ICHRA affordability and ACA penalty rates for the 2023 tax year.

Click here, to know more about IRS Form 1095-C Changes.

Note: The IRS has also proposed new E-filing requirements.

At this time, you are required to file 10 or more 1095 forms electronically. E-File Now

3. What information is required to report on a 1095-C Form?

To file ACA Form 1095-C, the following information is required:

• Employees’ name, SSN, and address
• Employer’s name, EIN, and address
• Information about the health care coverage provided to the employee
• Employee Required Contribution, if any
• Details about the covered individuals

Click here to learn more about the IRS Form 1095-C line by line instructions.

4. When is the deadline to file Form 1095-C for the 2023 Tax Year?

The deadlines to file Form 1095-C are as follows:

Note: If the Form 1095-C due date falls on any federal holiday, then the next business day will be the filing
due date.

5. What happens if I fail to file 1095-C Form?

If an ALE fails to meet all the reporting requirements or fails to meet all the conditions of the employer mandate, the IRS will impose a penalty depending on the size of the organization.

Click here to learn more about 1095-C penalties.

6. Is there any extension to file 1095-C Form?

If you need additional time to file your Form 1095-C, you can file Form 8809 , Application for Extension of Time To File Information Returns, and get an automatic 30-day extension.

To learn more about filing an extension, click here.

7. How to file Form 1095-C?

The IRS accepts both electronic and paper filing of Forms 1095-C.

However, if you are filing more than 10 forms, you must file them electronically.

Note: The IRS encourages the filers to choose electronic filing of Form 1095-C for faster processing.

When compared to paper filing, 1095 C e-filing is the easiest way to complete the forms accurately and securely.

If you still choose to file Form 1095-C by paper, you must complete the Form, print & postal mail it to the IRS. Click here for the Form 1095-C mailing address.

Get Started with TaxBandits to E-File 1095-C Form Effortlessly!

TaxBandits is an IRS-authorized provider that simplifies your Form 1095-C e-filing process. You can file your 1095-C Form easily and securely with our cloud-based application. We follow the highest security standards and encryption protocols to secure your data.

With TaxBandits, you can file your Form 1095-C electronically with the IRS. We also support filing of ACA Forms with the states that require ACA Reporting. If you have opted-in to postal mailing or online access services, TaxBandits will also distribute the form copies to your recipients on your behalf.

8. Why choose TaxBandits to E-file Form 1095-C?

Here are the benefits of e-filing 1095-C with TaxBandits:

• Our bulk upload templates help you import all your ACA 1095-C Form data at once.
• Our built-in error checks identify basic errors and help you to file accurate returns.
• We perform USPS address validation before mailing the copies to the employees.
• We distribute employee copies through postal mail or online portal access.
• Our Software generates transmittal Form 1094-C.

Steps to file Form 1095-C with TaxBandits:

Simply follow the steps below to file your Form 1095-C:

• Step 1: Create a free TaxBandits account or Login If you have one already

• Step 2: Choose Form 1095-C

• Step 3: Enter Form Information

• Step 4: Review Form Information

• Step 5: E-file it with the IRS and State

Ready to file Form 1095-C?

Create a Free Account Now with TaxBandits and E-file your Form 1095-C in just a in minutes. TaxBandits provides real-time updates on the status of your 1095 C filing.