Form 1099-INT Due Date

Updated on September 29, 2026 - 12:15 PM by Admin, TaxBandits

Form 1099-INT is a part of the Form 1099 Series of tax forms. This form specifically reports interest income to the IRS.In addition to filing 1099-INT on time with the IRS, a copy of Form 1099-INT must be distributed to recipients. Here is an overview to file Form 1099-INT electronically for the tax year 2026.

In this article, we cover the following topics:

  1. When is the Due Date for filing Form 1099-INT?
  2. Can I get an extension to file Form 1099-INT?
  3. Form 1099-INT Penalties for the 2026 Tax Year
  4. What information is required to file Form 1099-INT?
  5. Why E-file 1099-INT with TaxBandits?

1. When is the Due Date for filing Form 1099-INT?

There are a few key deadlines that are crucial when it comes to filing Form 1099-INT. If you are planning to file a paper copy of this form with the IRS, you must do this by March 1, 2027. If you plan to file electronically, the IRS allows you extra time, with e-filed forms due on March 31, 2027. Recipient copies must be distributed by February 1, 2027.

Recipient Copies Paper filing E-filing
February 1, 2027 March 1, 2027 March 31, 2027
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2. Can I get an extension to file Form 1099-INT?

Yes. You can get an automatic 30-day extension to file with the IRS by submitting Form 8809, on paper or electronically, on or before the original due date. This extension does not change the recipient copy deadline. To request more time to furnish recipient copies, submit a written request using Form 15397. That extension is not automatic and must include the reason for the delay.

3. Form 1099-INT Penalties for the 2026 Tax Year

Filing Form 1099-INT late, filing it incorrectly, or not filing at all can cost $60 to $340 per form, depending on how late you file, with higher penalties for intentional disregard.

Recipient Copies Paper filing
Within 30 days of the due date $60
After 30 days but by August 1 $130
After August 1 or not filed $340
Intentional disregard $680

Learn more about the 1099-INT Penalties in detail here

4. What information is required to file Form 1099-INT?

  • Payer Information such as Name, Address, EIN/SSN
  • Recipient Information such as Name, Address, EIN/SSN
  • Interest and premium paid to the recipient
  • Federal income tax withheld
  • State and local information such as State number, taxes withheld

Click here to learn more about the 1099-INT Instructions in detail.

5. E-file Form 1099-INT with TaxBandits

You can easily e-file Form 1099-INT with TaxBandits by following a few simple steps.

  • Step 1: Create an account with TaxBandits.
  • Step 2: Select or add the business you are filing for.
  • Step 3: Enter the required Form 1099-INT details.
  • Step 4: Review and transmit Form 1099-INT to the IRS.

Get started with TaxBandits today and stay compliant with the IRS! E-file as low as $0.80/Form.

Need a recipient copy distribution solution? TaxBandits has you covered! You can select our postal mail and online access options for seamless distribution of recipient copies.

Helpful Resources for Form 1099-INT

Form 1099 Correction

Form 1099 Correction

If you found any errors after filing your 1099 return with the IRS, correct the information as soon as possible and submit the corrected form and Form 1096 to the IRS.
What is Form 1099-INT

What is Form 1099-INT?

The 1099-INT is a part of the 1099 Series of forms. This series of IRS tax forms is used to report a variety of different non-payroll payments.

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