BanditAI
The Deadline to E-file Form (formType) is March 31, 2025.E-File Now
E-file Form 1099-Q Online
Prepare and securely file the 1099-Q with TaxBandits to report distribution from a qualified tuition program (QTP) or Coverdell education savings account (ESA).
The Bandit Commitment
Ensuring peace of mind for every
1099-Q you file.
Filing a 1099-Q isn’t just about submission! It’s about getting the data right, validating it thoroughly, and owning the right outcome.
The Bandit Commitment defines how TaxBandits approaches compliance: preventing errors before filing, supporting corrections & resubmissions when needed, and standing accountable through acceptance and beyond.
Getting the right data in
Compliance starts with clean, validated data—long before your 1099-Q
is transmitted.
Guided, end-to-end compliance
Federal filing, state compliance, and form distribution—handled together with complete guidance.
No-cost corrections & retransmissions
Corrections & retransmissions for your 1099-Q are included with your filing fee.
Money-back guarantee
If a 1099-Q cannot be accepted or is a duplicate, the filing fee can be refunded.
Form 1099-Q: Key Insights
- Form 1099-Q reports distributions from Qualified Tuition Programs (QTPs), including 529 plans and Coverdell Education Savings Accounts (ESAs).
- The officer, employee, or designee of an officer or employee who oversees a state or eligible educational institution’s QTP must file Form 1099-Q if a distribution is made. Trustees of Coverdell ESAs must also file this form to report distributions from Coverdell ESAs.
- Form 1099-Q must be filed electronically by March 31, 2026, and furnish the recipient copies by February 2, 2026.
Benefits of Using TaxBandits to E-file Form 1099-Q
Check out the robust features that make TaxBandits your perfect solution for filing 1099-Q online.
Exclusive Pro Features Designed for Tax Professionals
Enhance your tax filing process and optimize workflows with powerful, tailored tools designed for tax professionals.
Bulk Filing Made Easy
Easily manage filings for a few or thousands of clients. Import data via our bulk upload templates, accounting software integrations and API integration to file effortlessly.
Client Management
Effortlessly manage all your clients in one place. Keep track of clients and their filings, streamline your workflow with an intuitive, easy-to-use interface.
Secure, Branded Client Portal
Get a client portal that reflects your brand while ensuring top-tier security where your clients can upload documents, view forms, and stay informed about the filing progress.
Team Management
Add unlimited team members to streamline workflow and collaboration. Assign roles like preparer, approver, and transmitter based on filing responsibilities.
Flexible Payment Options
Get the benefit of volume-based pricing discounts based on the number of forms you file. The more forms you file, the more discounts you get. And, choose from BanditCash, prepaid credits, that best fit your needs.
Custom Reports
Access detailed reports to gain insights into team performance and client filings. Leverage in-depth analytics to make informed decisions and enhance productivity.
For high-volume filing, call us at (704) 684-4758 for customized pricing!
Seamless 1099-Q Filing at Scale, Built for Enterprises
Manage high-volume 1099-Q filing with customizable workflows, approval controls, and enterprise-grade support.
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Seamless data ingestion at scale
Bring in data through integrations, APIs, bulk uploads, or custom templates—designed to fit your existing systems.
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Custom requirements, fully supported
Tailor our system to accommodate complex, enterprise-specific compliance needs and operational requirements (such as SSO setup).
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Personalized branding options
Customize recipient portals and email communications to align seamlessly with your brand identity.
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Streamlined workflow management
Invite teams, assign precise roles, and delegate filing responsibilities with clear ownership and approval controls.
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Enterprise-grade security and support
Benefit from robust security controls, priority assistance, and a dedicated account manager who understands your needs.
Ready to get started with TaxBandits?
Information Required to E-file Form 1099-Q Online
Payer Details:
Name, TIN, and Address
Recipient Details:
Name, TIN, and Address, Account number
Distribution Details:
This includes,- Gross Distribution
- Earnings
- Basis
- Indicate the distribution is a qualified tuition program or Coverdell ESA
Get Started with TaxBandits to report your Form 1099-Q Online!
How to E-file Form 1099-Q Online with TaxBandits?
TaxBandits offers you flexible options to complete 1099-Q filing. Simply choose your preferred data import method and file with ease.
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Step 1: Select Form 1099-Q
Select Form 1099-Q from your dashboard and choose the tax year.
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Step 2: Enter Form 1099-Q Information
Enter the required Form 1099-Q information either manually or by bulk upload option.
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Step 3: Choose Distribution Options
Choose how to deliver recipient copies: postal mail, online access, or both.
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Step 4: Review and Transmit
Review the 1099-Q form summary and transmit it to the IRS.
We'll send you email updates regarding the status of your forms. You can also track the status directly from your dashboard.
Ready to E-file Form 1099-Q with the IRS?
Our Customer Reviews
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- Luis Collazo
Excellent Step by Step process and easy to go back and make edits....
J
- Jay Polonsky
Very easy navigation going forward and backwards. I usually have trouble online with confusing instructions. Yours is very easy.
A
- Allen Cohen
Easy and reasonably priced. Great customer service!
I
- Igor Mandryka
I’m quite impressed, especially in comparison with other sites from the IRS list I reviewed as well. Well done. Thank you.
Frequently Asked Questions About Filing Form 1099-Q Online
What is an IRS 1099-Q Form?
Form 1099-Q is used to report distributions made from Coverdell Education Savings Plans (ESA) and 529 plans. These are also referred to as qualified education programs. The beneficiary receiving distributions from these accounts must be given a copy of Form 1099-Q so that they can report any taxable amounts on their own personal income tax returns.
Who is required to File Form 1099-Q?
The trustee (payer) that manages the Coverdell Education Savings Account (ESA) or 529 plan, is required to complete 1099-Q Tax Form to report detailed information about the account distributions made during the year. They must also provide a copy of Form 1099-Q to the account beneficiary (recipient).
Want to know how to complete Form 1099-Q? Here are the step-by-step instructions for filing Form 1099-Q.
When is the deadline to file Form 1099-Q?
- For the 2025 tax year, the due date to electronically file Form 1099-Q is March 31, 2026.
- If you file the 1099-Q Form by paper, the due date is March 2, 2026.
- The due date to distribute the recipient copy is February 2, 2026.
If the deadline falls over a weekend or on a federal holiday, the deadline automatically becomes the next business day.
What are the penalties for not filing Form 1099-Q?
There are potential 1099-Q penalties for filing late. Like other IRS Information Returns, the IRS could charge penalties ranging from $60 to $680 per form. This will depend on how late the form is filed and if the Trustee (payer) neglects to file.
Success Starts with TaxBandits
An IRS Authorized E-file provider you can trust
