BanditAI
E-file Form 1099-SA Online
Prepare and securely file the 1099-SA with TaxBandits to report distributions from Health Savings Accounts (HSAs), Archer Medical Savings Accounts (MSAs), and Medicare Advantage MSAs.
The Bandit Commitment
Ensuring peace of mind for every
1099-SA you file.
Filing a 1099-SA isn’t just about submission! It’s about getting the data right, validating it thoroughly, and owning the right outcome.
The Bandit Commitment defines how TaxBandits approaches compliance: preventing errors before filing, supporting corrections & resubmissions when needed, and standing accountable through acceptance and beyond.
Getting the right data in
Compliance starts with clean, validated data—long before your 1099-SA
is transmitted.
Guided, end-to-end compliance
Federal filing, state compliance, and form distribution—handled together with complete guidance.
No-cost corrections & retransmissions
Corrections & retransmissions for your 1099-SA are included with your
filing fee.
Money-back guarantee
If a 1099-SA cannot be accepted or is a duplicate, the filing fee can be refunded.
Check out What’s New!
Form 1099-SA: Key Insights
- Form 1099-SA reports distributions from Health Savings Accounts (HSAs), Archer Medical Savings Accounts (MSAs), and Medicare Advantage MSAs.
- This form reports distributions, whether paid directly to a medical service provider or the account holder.
- To ensure accurate reporting, a separate Form 1099-SA must be filed for each type of plan (HSA, Archer MSA, or Medicare Advantage MSA).
- Form 1099-SA must be filed electronically by March 31, 2026, and furnish the recipient copies by January 31, 2026.
Advantages of Using TaxBandits to E-file Form 1099-SA!
Discover the exceptional features that make TaxBandits the perfect solution for filing 1099-SA online.
Exclusive Pro Features Designed for Tax Professionals
Enhance your tax filing process and optimize workflows with powerful, tailored tools designed for tax professionals.
Bulk Filing Made Easy
Easily manage filings for a few or thousands of clients. Import data via our bulk upload templates, accounting software integrations and API integration to file effortlessly.
Client Management
Effortlessly manage all your clients in one place. Keep track of clients and their filings, streamline your workflow with an intuitive, easy-to-use interface.
Secure, Branded Client Portal
Get a client portal that reflects your brand while ensuring top-tier security where your clients can upload documents, view forms, and stay informed about the filing progress.
Team Management
Add unlimited team members to streamline workflow and collaboration. Assign roles like preparer, approver, and transmitter based on filing responsibilities.
Flexible Payment Options
Get the benefit of volume-based pricing discounts based on the number of forms you file. The more forms you file, the more discounts you get. And, choose from BanditCash, prepaid credits, that best fit your needs.
Custom Reports
Access detailed reports to gain insights into team performance and client filings. Leverage in-depth analytics to make informed decisions and enhance productivity.
For high-volume filing, call us at (704) 684-4758 for customized pricing!
Seamless 1099-SA Filing at Scale, Built for Enterprises
Manage high-volume 1099-SA filing with customizable workflows, approval controls, and enterprise-grade support.
-
Seamless data ingestion at scale
Bring in data through integrations, APIs, bulk uploads, or custom templates—designed to fit your existing systems.
-
Custom requirements, fully supported
Tailor our system to accommodate complex, enterprise-specific compliance needs and operational requirements (such as SSO setup).
-
Personalized branding options
Customize recipient portals and email communications to align seamlessly with your brand identity.
-
Streamlined workflow management
Invite teams, assign precise roles, and delegate filing responsibilities with clear ownership and approval controls.
-
Enterprise-grade security and support
Benefit from robust security controls, priority assistance, and a dedicated account manager who understands your needs.
Ready to get started with TaxBandits?
Information Required to E-file Form 1099-SA Online
Payer’s Info
Name, address, and TIN
Recipient Info
Name, address, TIN, account number
Distribution Info
This may include,
- The total amount of distribution
- The total earnings distributed with excess HSA or Archer MSA contribution
- The appropriate distribution codes for distributions from HSAs, Archer MSAs, and Medicare Advantage MSAs
Fair Market Value (FMV) of the account on the date of death.
Start filing your 1099-SA forms with TaxBandits today.
How to E-file Form 1099-SA Online with TaxBandits?
TaxBandits offers you flexible options to complete 1099-SA filing. Simply choose your preferred data import method and file with ease.
-
Step 1: Select Form 1099-SA
Select Form 1099-SA from the dashboard and choose the tax year.
-
Step 2: Enter Form 1099-SA Information
Enter the required Form 1099-SA information either manually or by bulk upload option.
-
Step 3: Choose Distribution Options
Select how to distribute recipient copies—by postal mail, online access,
or both. -
Step 4: Review and Transmit
Review the 1099-SA form summary and transmit it to the IRS.
We'll send you email updates regarding the status of your forms. You can also track the status directly from your dashboard.
Ready to E-file Form 1099-SA with the IRS?
Our Customer Reviews
Trusted and loved by users like you.
4.9 rating of 52,784 reviews
Frequently Asked Questions About Filing Form 1099-SA Online
What is the IRS 1099-SA Tax Form?
A 1099-SA is an IRS tax form used to report distributions from a health savings account (HSA), an Archer medical savings account (Archer MSA), or a Medicare Advantage medical savings account (MA MSA). In addition to filing this form with the IRS, the trustee of the account must provide a copy for the account holder. If the account holder has more than one type of these plans, a separate Form 1099-SA must be completed for each account.
Who is required to file Form 1099-SA?
Any business entity that is the trustee or issuer of health savings accounts (HSA), Archer medical savings accounts (Archer MSA), and Medicare Advantage medical savings accounts (MA MSA) must file the Form 1099-SA with the IRS to report any distributions from the account that took place during the tax year. The trustee must also distribute copies of the Form 1099-SA to the account holders.
When is the deadline to file Form 1099-SA for the 2025 tax year?
The deadline to file a paper copy of Form 1099-SA with the IRS is March 2, 2026, and the deadline to file electronically is March 31, 2026. The deadline to distribute recipient copies of Form 1099-SA is February 2, 2026.
It is also important to note that any business entity filing more than 10 forms is required to file electronically.
If the deadline falls on a weekend or federal holiday, it moves to the next business day.
What are the penalties for not filing Form 1099-SA?
If you fail to file Form 1099-SA within the specified deadlines, the IRS will impose penalties ranging between $60 and $680, depending on your business size and the delayed period.
To learn more about the 1099-SA penalties, click here.
How do I get my 1099-SA Tax Form?
If you are a recipient of a Form 1099-SA, you should contact the issuer of your account if you don’t receive your form. Account holders need the distribution information from this form to complete their own personal income tax return.
What are the different copies of Form 1099-SA used for?
The different copies of Form 1099-SA serve specific purposes:
- Copy A: This is sent to the IRS.
- Copy B: This copy is provided to the account holder (recipient).
- Copy C: This is kept by the trustee or custodian (the entity managing the account) for their own records.
Success Starts with TaxBandits
The Smart Business Owners Choice
