BanditAI
E-File Form 1098-E Online to Report Student Loan Interest
Import your data, review it with built-in checks, and e-file 1098-E forms to the IRS, then deliver recipient copies in one submission.
From $0.80/form at volume. Free corrections and retransmissions. Rated 4.9 by 52,784 filers.
IRS Authorized Provider
File in Under 10 Minutes
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Form 1098-E: What You Need to Know
Form 1098-E, Student Loan Interest Statement, is an IRS information return filed by lenders or loan servicers to report interest paid to help determine eligibility for the student
loan interest deduction.
The form is filed with the IRS and furnished to the borrower for
informational purposes.
One Platform, Built for However You File Form 1098-E
Whether you're filing one form or ten thousand, TaxBandits fits the way you already work.
For Lenders / Loan Servicers
Filing It Yourself
New to Form 1098-E? We walk you through
each box.
- Built-In W-9 Collection
- Real-Time TIN Matching
- AI Assistant
- Live Customer Support
For Tax Professionals
Filing for Clients
Handle every client's filing from a single dashboard.
- Multi-Client Dashboard
- Role-Based Team Access
- Bulk Filing
- Branded Client Portal
For Loan Servicers / Enterprises
Filing at Scale
Pull data from your systems and file
in bulk.
- Custom Data Ingestion
- Complex Compliance Support
- API Access
- Dedicated Support
Ready to streamline your 1098-E filing?
Everything Your Form 1098-E Filing Actually Needs
Every stage of Form 1098-E filing, from data collection to borrower
delivery,
handled in one place.
W-9 Collection & TIN Matching
Collect borrower tax information and verify TINs against IRS records
before filing
Smart Audit & Review
Identify missing information and potential filing issues before submitting your forms.
IRS Business Validation
Check formatting requirements against current IRS standards before
you submit.
Share Forms for Review
Share draft forms with your team for review before submission.
Federal Filing
File your federal 1098-E forms electronically through one submission.
Schedule Filing
Prepare your forms in advance and choose when to transmit them.
Free Retransmission
Fix rejected returns and retransmit them without additional filing fees.
10-Year Storage
Access every filed 1098-E securely for a
full decade.
AI & Live Support
Reach BanditAI instantly or a live rep when a question comes up mid-filing.
Postal Mailing
Mail borrower copies and track them from dispatch to delivery.
Recipient Portal Access
Give borrowers secure access to their
1098-E online.
Smart Mail
Automatically mail a paper copy if the online version goes unviewed.
Print & Mail Yourself
Download borrower copies and print and mail them on your own.
Foreign Mailing
Send borrower copies securely to recipients located outside the U.S.
Our Trusted Partners & Integrations for 1098-E E-Filing
Connect with the tools you already use
Automate End-to-End 1098-E Filing
With Our API
Connect our API directly to your existing systems without switching platforms or re-entering data. Collect borrower and lender details, validate information, and e-file Form 1098-E at year-end
POST /v1/Form1098
Exclusive Tools Built for Tax Professionals and High-Volume Form 1098-E Filing
Manage more clients, borrowers, and forms without adding more work to your day.
Bulk Filing
Import 1098-E data via bulk templates or the API, no matter how many clients or forms you manage.
Client Management
Track each client's filings and status from one centralized platform.
Branded Client Portal
Give each client a portal and communications that carry your firm's own brand, not ours.
Team Management
Add team members and assign preparer, approver, and transmitter roles based on their responsibilities.
Flexible Payment Options
Get volume discounts as your filing count grows, with prepaid credits for
flexible payment.
Custom Reports
Pull reports on team performance and client filings to see where the time
actually goes.
For high-volume filing, call (704) 684-4758 for custom pricing.
What Information Is Required to E-File Form
1098-E Online
Gather these details before you start, and e-file Form 1098-E
with TaxBandits in minutes.
Lender/Recipient Info
Name, address, and TIN.
Borrower Info
Name, address, TIN, and account number.
Payment Info
This includes the total student loan interest received from the borrower during the tax year.
Get Started with TaxBandits to e-file your Form 1098-E in minutes!
How to E-File Form 1098-E Online with TaxBandits
TaxBandits gives you flexible ways to bring in your Form 1098-E data, review each return, and complete filing from one workflow.
Import and Validate
Bring your data using the CSV template, then review the checks before submitting.
CSV Templates
Integration Options
Bulk Upload
File with IRS
Submit your Form 1098-E electronically, with filing status updates from the IRS.
1098-E
Validate & Review
Submit to IRS
Track Filing Status
Distribute Recipient Copies
Send borrower copies by mail, through the recipient portal, or both.
Ready to e-file Form 1098-E with the IRS?
The Bandit Commitment
Ensuring Peace of Mind for Every
Form 1098-E You File
Filing a 1098-E means more than submitting required information. The Bandit Commitment reflects how TaxBandits supports your filing from preparation
through completion.
-
Getting the right data in
Validate lender and borrower information before you submit your 1098-E forms.
-
Guided, end-to-end compliance
Federal filing and borrower distribution are
managed together. -
No-cost corrections and retransmissions
Corrections and retransmissions are included at no
extra cost. -
Money-back guarantee
If a 1098-E cannot be accepted or was filed in duplicate, the filing fee is refunded.
Get the Industry's Best Pricing for Quick and
Accurate 1098-E Filing
Pricing per form based on volume
| No. of Forms | 1-10 | 11-100 | 101-250 | 251-500 | 501-2000 |
| Federal Filing | $2.75 | $1.75 | $1.15 | $1.00 | $0.80 |
Add-on
Price
USPS Address Validation
FREE
TIN Matching
$0.35 / TIN
Online Access
$0.50/form
Postal Mailing
$1.85/form
Postal (International)
$4.99/form
Postal + Online (Combo) 10% OFF
$2.12/form
Calculate Your Federal Filing Cost
Estimated Total
$2.75
For Bulk Filers
Filing more than 2,000 forms?
Frequently Asked Questions to File 1098-E Online
Form 1098-E, Student Loan Interest Statement, is an IRS information return filed by lenders or loan servicers to report interest paid by a borrower for purposes of determining eligibility for the student loan interest deduction.
The form is filed with the IRS and furnished to the borrower for informational purposes.
You must file Form 1098-E if your organization receives $600 or more in student loan interest payments from a borrower during the tax year.
This generally includes:
- Financial institutions and student loan lenders
- Loan servicers that collect payments on behalf of lenders
- Government agencies that receive student loan interest payments
- Any entity engaged in a trade or business that receives qualifying student loan interest payments
If more than one person has a connection with the loan, only the first person to receive the interest payment is required to file.
The IRS filing deadline is March 1, 2027, for paper returns and March 31, 2027, for electronic returns. The statement must generally be furnished to the borrower by February 1, 2027. If a due date falls on a weekend or legal holiday, the deadline moves to the next business day.
IRS Form 1098-E has two copies:
- Copy A is filed with the IRS.
- Copy B is provided to the borrower.
Understanding the key differences between Form 1098-E and Form 1098-T is important for tax filing. Form 1098-E is an IRS tax form that reports the student loan interest borrowers have paid throughout the year. In contrast, Form 1098-T is used by eligible educational institutions to report qualified tuition and related expenses paid by students.
To request an extension, submit Form 8809 (Application for Extension of Time to File Information Returns) to the IRS on or before the original filing due date. An approved extension generally provides an additional 30 days to file with the IRS.
If you need an extension to furnish recipient copies, you must file Form 15397 (Application for Extension of Time to Furnish Recipient Statements).
Ready to File Form 1098-E?
Join over a million businesses who trust TaxBandits for accurate,
on-time 1098-E filing.
- Authorized IRS e-file provider
- Bank-grade security
- Free retransmission
