BanditAI
The Bandit Commitment
Ensuring peace of mind for every
1099-R you file.
Filing a 1099-R isn’t just about submission! It’s about getting the data right, validating it thoroughly, and owning the right outcome.
The Bandit Commitment defines how TaxBandits approaches compliance: preventing errors before filing, supporting corrections & resubmissions when needed, and standing accountable through acceptance and beyond.
Getting the right data in
Compliance starts with clean, validated data—long before your 1099-R
is transmitted.
Guided, end-to-end compliance
Federal filing, state compliance, and form distribution—handled together with complete guidance.
No-cost corrections & retransmissions
Corrections & retransmissions for your 1099-R are included with your
filing fee.
Money-back guarantee
If a 1099-R cannot be accepted or is a duplicate, the filing fee can be refunded.
Form 1099-R: Key Takeaways
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Form 1099-R reports distributions from pensions, annuities, retirement or profit-sharing plans, IRAs, insurance contracts, charitable gift annuities, survivor income
benefits plans, etc. -
Roth contributions, death benefits, and disability payments are also reported on
Form 1099-R. - Payments subject to withholding of Social Security and Medicare taxes should be reported on Form W-2, not in Form 1099-R.
- Form 1099-R must be filed electronically by March 31, 2026, and furnish recipient copies by February 2, 2026.
Effortless 1099-R Filing Starts Here!
Explore the powerful features that make TaxBandits the ultimate solution for e-filing Form 1099-R effortlessly.
How to E-file 1099-R
Exclusive Pro Features Designed for Tax Professionals
Enhance your tax filing process and optimize workflows with powerful, tailored tools designed for tax professionals.
Bulk Filing Made Easy
Easily manage filings for a few or thousands of clients. Import data via our bulk upload templates, accounting software integrations and API integration to file effortlessly.
Client Management
Effortlessly manage all your clients in one place. Keep track of clients and their filings, streamline your workflow with an intuitive, easy-to-use interface.
Secure, Branded Client Portal
Get a client portal that reflects your brand while ensuring top-tier security where your clients can upload documents, view forms, and stay informed about the filing progress.
Team Management
Add unlimited team members to streamline workflow and collaboration. Assign roles like preparer, approver, and transmitter based on filing responsibilities.
Flexible Payment Options
Get the benefit of volume-based pricing discounts based on the number of forms you file. The more forms you file, the more discounts you get. And, choose from BanditCash, prepaid credits, that best fit your needs.
Custom Reports
Access detailed reports to gain insights into team performance and client filings. Leverage in-depth analytics to make informed decisions and enhance productivity.
For high-volume filing, call us at (704) 684-4758 for customized pricing!
Seamless 1099-R Filing at Scale, Built for Enterprises
Manage high-volume 1099-R filing with customizable workflows, approval controls, and enterprise-grade support.
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Seamless data ingestion at scale
Bring in data through integrations, APIs, bulk uploads, or custom templates—designed to fit your existing systems.
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Custom requirements, fully supported
Tailor our system to accommodate complex, enterprise-specific compliance needs and operational requirements (such as SSO setup).
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Personalized branding options
Customize recipient portals and email communications to align seamlessly with your brand identity.
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Streamlined workflow management
Invite teams, assign precise roles, and delegate filing responsibilities with clear ownership and approval controls.
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Enterprise-grade security and support
Benefit from robust security controls, priority assistance, and a dedicated account manager who understands your needs.
Ready to get started with TaxBandits?
What Information is Required to E-file Form 1099-R Online?
Discover the essential information required to file 1099-R electronically
Payer Info:
Name, TIN, and Address
Recipient Info:
Name, TIN, address, and account number
Distribution/Contribution Info:
This may include,- Gross distribution
- Taxable amount
- Employee contributions or Insurance premiums
- Distribution code
- Your percentage of the total distribution
- Total employee contribution
Federal Tax Withheld (If any)
State and Local Tax Information
Wages, tips, and income tax withheld from both. Learn More
Create your free TaxBandits account to start e-filing Form 1099-R today!
How to E-file Form 1099-R Online with TaxBandits
TaxBandits offers flexible options for completing 1099-R filings. Choose your preferred data import methods to get started!
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Step 1: Enter Form Data
Fill out your 1099-R form by entering the required information in the respective fields.
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Step 2: Complete State Information
Provide state-specific information on Form 1099-R. Complete the Reconciliation Form if required.
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Step 3: Opt-in to Recipient Copy Distribution
Allow TaxBandits to distribute your recipient copies through Postal Mail, Online Access, or both.
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Step 4: Review and Transmit
Review the form summary and transmit the forms to the IRS
and state agencies.We'll email you updates about the status of your forms. You can also track the status directly from your dashboard.
Ready to E-file Form 1099-R with the IRS and States?
How to E-file 1099-R
Our Customer Reviews
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- Luis Collazo
Excellent Step by Step process and easy to go back and make edits....
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- Jay Polonsky
Very easy navigation going forward and backwards. I usually have trouble online with confusing instructions. Yours is very easy.
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- Allen Cohen
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- Igor Mandryka
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Frequently Asked Questions About Filing Form 1099-R Online
What is IRS Form 1099-R?
Form 1099-R is an IRS form that reports the various distributions related to retirement benefits, including pensions, annuities, retirement plans, profit-sharing, IRAs, and insurance contracts. In addition, the Form 1099-R is often used for private and public pension plans which aren't included in the Civil Service System.
It is also used to report employer death benefit payments that are not made as part of a pension, profit-sharing, or retirement plan.
Want to know how to complete Form 1099-R? Here are the step-by-step Form 1099-R Instructions.
What are the due dates for Form 1099-R for the 2025 tax year?
- The due date to file Form 1099-R electronically is
March 31, 2026. - The due date to distribute the recipient copy is
February 2, 2026. - The due date to file Form 1099-R on paper is
March 2, 2026.
Visit https://www.taxbandits.com/1099-forms/form-1099-r-due-date/ to learn more about 1099-R Due dates.
Is It Required To File Form 1099-R With The State?
File the 1099-R Tax Form with the state department applicable to your state. If the state is a part of the Combined Federal/State Filing, then the IRS will forward the original and corrected forms to your state free of charge.
Check Your State Filing Requirements.
Form 1096 is not required when you file Form 1099-R electronically.
When to correct Form 1099-R?
If your Form 1099-R is rejected or you notice an error on an already filed 1099-R Form, you'll need to correct it as soon as possible. Corrections can be filed by electronically or on paper. If your error involves payee information, file a corrected form with the IRS and mail a corrected copy to the payee. Learn More to know about Form 1099-R correction.
What are the penalties for not filing Form 1099-R?
If you fail to file Form 1099-R within the specified deadlines, the IRS will impose penalties ranging between $60 and $680, depending on your business size and the delayed period.
To learn more about the 1099-R penalties, Click here.
How can I apply for an extension to file Form 1099-R?
You can apply for an extension to file Form 1099-R by submitting Form 8809, Application for Extension of Time to File Information Returns, to the IRS, which provides a 30-day automatic extension. Learn More about Form 1099 Extensions.
Helpful Resources
What is Form 1099-R?
Form 1099-R Instructions
Form 1099 Correction
Success Starts with TaxBandits
An IRS Authorized E-file provider you can trust
