The Deadline to E-file Form (formType) is March 31, 2025.E-File Now
E-file Form 1099-QA Online
Prepare and file Form 1099-QA easily and securely with TaxBandits to report distributions from Achieving a Better Life Experience (ABLE) accounts.
The Bandit Commitment
Ensuring peace of mind for every
1099-QA you file.
Filing a 1099-QA isn’t just about submission! It’s about getting the data right, validating it thoroughly, and owning the right outcome.
The Bandit Commitment defines how TaxBandits approaches compliance: preventing errors before filing, supporting corrections & resubmissions when needed, and standing accountable through acceptance and beyond.
Getting the right data in
Compliance starts with clean, validated data—long before your 1099-QA
is transmitted.
Guided, end-to-end compliance
Federal filing, state compliance, and form distribution—handled together with complete guidance.
No-cost corrections & retransmissions
Corrections & retransmissions for your 1099-QA are included with your
filing fee.
Money-back guarantee
If a 1099-QA cannot be accepted or is a duplicate, the filing fee can be refunded.
Form 1099-QA: Key Insights
- Form 1099-QA is an IRS information return that reports distributions from an ABLE (Achieving a Better Life Experience) account.
- The state or its agency, or the instrumentality that runs ABLE programs, must file Form 1099-QA with the IRS and furnish recipient copies to the designated beneficiary.
- Form 1099-QA must be e-filed with the IRS by March 31, 2026, and furnish the recipient copies by February 2, 2026.
Why Choose TaxBandits to E-file Form 1099-QA?
Discover the exceptional features that make TaxBandits the perfect solution for filing 1099-QA online.
Simple Manual Input
Complete the 1099-QA form manually by following the step-by-step instructions to accurately enter data in each field.
Bulk Upload
Easily import large data volumes for Form 1099-QA using our Bulk Import (CSV) feature. Simply upload your file, and our system will auto-fill the fields.
TIN Matching
Ensure accurate recipient TIN by validating against the IRS records to reduce the possibility of rejections and penalties.
Internal Audit Check
Our system automatically detects any basic errors in your 1099-QA forms, ensuring compliance before submission.
Free USPS Validation
Validate your recipient’s address with the USPS database, enabling secure and accurate delivery of 1099-QA copies.
IRIS Business Validation
Our application ensures that your 1099-QA returns comply with IRIS business rules by identifying and correcting errors before transmission.
Postal Mailing
Ensure timely delivery of 1099-QA recipient copies by mailing them via postal service and tracking their status from transit to receipt.
Online Access
Online access grants your recipient lifetime access to a secure portal where they can view and download their forms anytime.
Postal Mailing + Online Access 10% OFF
Select the postal mailing and online access combo to deliver recipient copies with confidence. Save 10% while ensuring secure delivery.
Self-Service Print and Mail
Prefer handling recipient copy distribution on your own? Download, print, and mail 1099-QA copies independently.
Smart Mail
If your recipient hasn’t accessed the portal for a week, we’ll automatically mail the 1099-QA form.
Foreign Mailing
TaxBandits ensures the secure printing and mailing of 1099 forms to international recipients on your behalf.
IRS E-Filing
TaxBandits ensures fast and accurate 1099-QA submission, meeting all IRS requirements.
Automatic 1096 Generation
Get Form 1096 automatically generated when filing 1099-QA with us, for your records.
Free Retransmission
Resubmit rejected forms at no extra cost, ensuring successful filing without delays.
Free 1099-QA Corrections
TaxBandits allows you to e-file 1099-QA corrections for forms previously filed with the IRS at no additional cost.
Schedule Filing
Schedule your 1099-QA return in advance, make changes to the form, reschedule or cancel the filing date, and e-file instantly whenever needed.
BanditAI
Our BanditAI offers real-time answers and solutions to your filing questions, which makes your 1099-QA filing process easier.
BanditCash
Enjoy a seamless checkout experience by easily adding funds to your account wallet and managing payments.
World-Class Customer Support
TaxBandits offers expert assistance through live chat, phone, and email, guaranteeing a seamless e-filing experience.
Advanced Security
We prioritize the security of sensitive information by implementing multi-tiered security measures to ensure your data remains invulnerable.
Records Stored
Your 1099-QA copies are securely stored on our servers for 7 years. You can easily access, download, or print them anytime.
Address Book
Import information about payers and recipients into your Address Book, either manually or in bulk, to access their details for 1099-QA filings.
Smart Review
Streamline your tax process with Smart Review—verifying, validating, and correcting filings for accurate and compliant submissions.
How to E-file 1099-QA
Exclusive Pro Features Designed for Tax Professionals
Enhance your tax filing process and optimize workflows with powerful, tailored tools designed for tax professionals.
Bulk Filing Made Easy
Easily manage filings for a few or thousands of clients. Import data via our bulk upload templates, accounting software integrations and API integration to file effortlessly.
Client Management
Effortlessly manage all your clients in one place. Keep track of clients and their filings, streamline your workflow with an intuitive, easy-to-use interface.
Secure, Branded Client Portal
Get a client portal that reflects your brand while ensuring top-tier security where your clients can upload documents, view forms, and stay informed about the filing progress.
Team Management
Add unlimited team members to streamline workflow and collaboration. Assign roles like preparer, approver, and transmitter based on filing responsibilities.
Flexible Payment Options
Get the benefit of volume-based pricing discounts based on the number of forms you file. The more forms you file, the more discounts you get. And, choose from BanditCash, prepaid credits, that best fit your needs.
Custom Reports
Access detailed reports to gain insights into team performance and client filings. Leverage in-depth analytics to make informed decisions and enhance productivity.
For high-volume filing, call us at (704) 684-4758 for customized pricing!
Seamless 1099-QA Filing at Scale, Built for Enterprises
Manage high-volume 1099-QA filing with customizable workflows, approval controls, and enterprise-grade support.
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Seamless data ingestion at scale
Bring in data through integrations, APIs, bulk uploads, or custom templates—designed to fit your existing systems.
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Custom requirements, fully supported
Tailor our system to accommodate complex, enterprise-specific compliance needs and operational requirements (such as SSO setup).
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Personalized branding options
Customize recipient portals and email communications to align seamlessly with your brand identity.
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Streamlined workflow management
Invite teams, assign precise roles, and delegate filing responsibilities with clear ownership and approval controls.
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Enterprise-grade security and support
Benefit from robust security controls, priority assistance, and a dedicated account manager who understands your needs.
Ready to get started with TaxBandits?
Information Required to E-file Form 1099-QA Online
Payer’s Info:
Name, address, and TIN of the state or other applicable agency managing the ABLE account.
Recipient Info:
Name, address, and TIN of the designated beneficiary (ABLE account holder).
ABLE Account Distribution Info:
This includes,- Gross Distribution: The total amount withdrawn from the ABLE account.
- Earnings: Portion of the gross distribution attributable to earnings on the account.
- Basis: Portion of the distribution representing the return of contributions (principal).
Have all the information ready? Start filing your 1099-QA forms with TaxBandits today!
How to file Form 1099-QA Online with TaxBandits?
TaxBandits offers you flexible options to complete 1099-QA filing. Simply choose your preferred data import method and file with ease.
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Step 1: Select Form 1099-QA
Select Form 1099-QA from your dashboard and choose the tax year.
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Step 2: Enter Form 1099-QA Information
Enter the required Form 1099-QA information either manually or by bulk upload option.
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Step 3: Choose Distribution Options
Distribute recipient copies of 1099- QA forms through postal mail, online access, or both.
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Step 4: Review and Transmit to the IRS
Review the 1099-QA form summary and transmit it to the IRS.
We'll send you email updates regarding the status of your forms. You can also track the status directly from your dashboard.
Ready to E-file Form 1099-QA with the IRS?
How to E-file 1099-QA
Our Customer Reviews
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- Luis Collazo
Excellent Step by Step process and easy to go back and make edits....
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- Jay Polonsky
Very easy navigation going forward and backwards. I usually have trouble online with confusing instructions. Yours is very easy.
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- Allen Cohen
Easy and reasonably priced. Great customer service!
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- Igor Mandryka
I’m quite impressed, especially in comparison with other sites from the IRS list I reviewed as well. Well done. Thank you.
Frequently Asked Questions About Filing Form 1099-QA Online
What is Form 1099-QA?
Form 1099-QA, Distributions From ABLE Accounts, is an IRS information return that reports distributions from an Achieving a Better Life Experience (ABLE) account. These tax-advantaged savings accounts help individuals with disabilities (designated beneficiaries) cover qualified disability expenses without impacting their eligibility for government benefits.
The qualified disability expenses (QDE) include housing, education, transportation, health, wellness, employment training, assistive technology, and personal support services.
Who Must File Form 1099-QA?
Form 1099-QA, which reports distributions from the ABLE account,is filed by:
- Any state, or its agency or instrumentality, that establishes and maintains a qualified Achieving a Better Life Experience (ABLE) program is required to file Form 1099-QA with the IRS for each ABLE account from which a distribution was made, or that was terminated during the calendar year.
- The filing should be completed by an officer or employee of the state or its agency overseeing the ABLE program or their designated representative.
What are the copies of Form 1099-QA?
Form 1099-QA has three different copies, each one serving unique purposes:
- Copy A: This is sent to the IRS.
- Copy B: This copy is provided to the designated beneficiary (recipient).
- Copy C: This is for the payer's records.
What is an ABLE (Achieving a Better Life Experience) Account?
As mentioned above, an ABLE account is a tax-advantaged savings account for individuals with disabilities using the money to pay for qualified disability expenses (QDE) without affecting their eligibility for government benefits. It falls under Section 529A of the IRS tax code. An ABLE account can only be opened for a person who meets the following criteria:
- The individual must be blind or disabled before the age of 26.
- The eligible individual must be both the owner and designated beneficiary of the ABLE account.
- Each eligible person is allowed to have only one ABLE account at any given time.
What is the maximum contribution limit for an ABLE account in 2025?
The total contributions to an ABLE account in 2025 cannot exceed $19,000, including any contributions from a Section 529 program. For 2024, this limit has been set as $18,000.
When is the deadline for filing Form 1099-QA?
The deadline to file Form 1099-QA, which reports distributions from ABLE (Achieving a Better Life Experience) accounts, is as follows:
- Deadline to e-file Form 1099-QA with the IRS: March 31st
- Deadline to furnish recipient copies: January 31st
Success Starts With TaxBandits
An IRS Authorized E-file Provider You Can Trust
How to File Form 1099-QA with TaxBandits
Choose Form
Choose Form 1099-QA and select the tax year you need to file for. TaxBandits allows you to file for both current and past tax years.
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Select the Tax Year
Navigate to the Next tab to choose the year (2025, 2024, and 2023) you want to file for.
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Choose your Upload Method
Select "Manual Entry" to file a few 1099-QA forms or "Bulk Import" to file multiple 1099-QA forms.
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Generate Draft Forms
Export the draft 1099-QA forms as PDF or CSV format and review the details.
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Select State Filing (If Required)
Review the state filing information entered on Form 1099-QA. Enable state filing for the states you’re required to file.
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Distribute Recipient Copies
Distribute 1099-QA copies to the recipient via postal mail, online access, postal mailing + online access, or the self-print & mail option.
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Filing Summary
Review the summary, edit the preference to verify the TIN and address.
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Order Complete
- Track your Filing Status You can easily track the filing and distribution status from the Dashboard.
- Print Forms You can download the form copies (along with the summary Form 1096) for your records if needed.