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The Deadline to E-file Form (formType) is March 31, 2025.E-File Now

E-file Form 1099-QA Online

Prepare and file Form 1099-QA easily and securely with TaxBandits to report distributions from Achieving a Better Life Experience (ABLE) accounts.

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TaxBandits Bandit Commitment

The Bandit Commitment
Ensuring peace of mind for every
1099-QA you file.

Filing a 1099-QA isn’t just about submission! It’s about getting the data right, validating it thoroughly, and owning the right outcome.

The Bandit Commitment defines how TaxBandits approaches compliance: preventing errors before filing, supporting corrections & resubmissions when needed, and standing accountable through acceptance and beyond.

All Necessary Tools for 1099-QA Compliance

Getting the right data in

Compliance starts with clean, validated data—long before your 1099-QA
is transmitted.

Free Retransmission for Rejected Returns

Guided, end-to-end compliance

Federal filing, state compliance, and form distribution—handled together with complete guidance.

No cost amendments

No-cost corrections & retransmissions

Corrections & retransmissions for your 1099-QA are included with your
filing fee.

File. Get accepted. Done.

Money-back guarantee

If a 1099-QA cannot be accepted or is a duplicate, the filing fee can be refunded.

TaxBandits for Key Takeaways

Form 1099-QA: Key Insights

  • Form 1099-QA is an IRS information return that reports distributions from an ABLE (Achieving a Better Life Experience) account.
  • The state or its agency, or the instrumentality that runs ABLE programs, must file Form 1099-QA with the IRS and furnish recipient copies to the designated beneficiary.
  • Form 1099-QA must be e-filed with the IRS by March 31, 2026, and furnish the recipient copies by February 2, 2026.

Why Choose TaxBandits to E-file Form 1099-QA?

Discover the exceptional features that make TaxBandits the perfect solution for filing 1099-QA online.

Exclusive Pro Features Designed for Tax Professionals

Enhance your tax filing process and optimize workflows with powerful, tailored tools designed for tax professionals.

Bulk Filing Made Easy

Bulk Filing Made Easy

Easily manage filings for a few or thousands of clients. Import data via our bulk upload templates, accounting software integrations and API integration to file effortlessly.

Client Management

Client Management

Effortlessly manage all your clients in one place. Keep track of clients and their filings, streamline your workflow with an intuitive, easy-to-use interface.

Secure, Branded Client Portal

Secure, Branded Client Portal

Get a client portal that reflects your brand while ensuring top-tier security where your clients can upload documents, view forms, and stay informed about the filing progress.

Team Management

Team Management

Add unlimited team members to streamline workflow and collaboration. Assign roles like preparer, approver, and transmitter based on filing responsibilities.

Flexible Payment Options

Flexible Payment Options

Get the benefit of volume-based pricing discounts based on the number of forms you file. The more forms you file, the more discounts you get. And, choose from BanditCash, prepaid credits, that best fit your needs.

Custom Reports

Custom Reports

Access detailed reports to gain insights into team performance and client filings. Leverage in-depth analytics to make informed decisions and enhance productivity.

For high-volume filing, call us at (704) 684-4758 for customized pricing!

Seamless 1099-QA Filing at Scale, Built for Enterprises

Manage high-volume 1099-QA filing with customizable workflows, approval controls, and enterprise-grade support.

  • Seamless data ingestion at scale

    Bring in data through integrations, APIs, bulk uploads, or custom templates—designed to fit your existing systems.

  • Custom requirements, fully supported

    Tailor our system to accommodate complex, enterprise-specific compliance needs and operational requirements (such as SSO setup).

  • Personalized branding options

    Customize recipient portals and email communications to align seamlessly with your brand identity.

  • Streamlined workflow management

    Invite teams, assign precise roles, and delegate filing responsibilities with clear ownership and approval controls.

  • Enterprise-grade security and support

    Benefit from robust security controls, priority assistance, and a dedicated account manager who understands your needs.

Seamless 1099-QA Filing at Scale, Built for Enterprises

Ready to get started with TaxBandits?

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Information Required to E-file Form 1099-QA Online

 What Information is Required to E-file Form 1099-R Online?
01

Payer’s Info:

Name, address, and TIN of the state or other applicable agency managing the ABLE account.

02

Recipient Info:

Name, address, and TIN of the designated beneficiary (ABLE account holder).

03

ABLE Account Distribution Info:

This includes,
  • Gross Distribution: The total amount withdrawn from the ABLE account.
  • Earnings: Portion of the gross distribution attributable to earnings on the account.
  • Basis: Portion of the distribution representing the return of contributions (principal).

Have all the information ready? Start filing your 1099-QA forms with TaxBandits today!

How to file Form 1099-QA Online with TaxBandits?

TaxBandits offers you flexible options to complete 1099-QA filing. Simply choose your preferred data import method and file with ease.

  • Step 1: Select Form 1099-QA

    Select Form 1099-QA from your dashboard and choose the tax year.

  • Step 2: Enter Form 1099-QA Information

    Enter the required Form 1099-QA information either manually or by bulk upload option.

  • Step 3: Choose Distribution Options

    Distribute recipient copies of 1099- QA forms through postal mail, online access, or both.

  • Step 4: Review and Transmit to the IRS

    Review the 1099-QA form summary and transmit it to the IRS.

    We'll send you email updates regarding the status of your forms. You can also track the status directly from your dashboard.

Ready to E-file Form 1099-QA with the IRS?

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Frequently Asked Questions About Filing Form 1099-QA Online

What is Form 1099-QA?

Form 1099-QA, Distributions From ABLE Accounts, is an IRS information return that reports distributions from an Achieving a Better Life Experience (ABLE) account. These tax-advantaged savings accounts help individuals with disabilities (designated beneficiaries) cover qualified disability expenses without impacting their eligibility for government benefits.

The qualified disability expenses (QDE) include housing, education, transportation, health, wellness, employment training, assistive technology, and personal support services.


Who Must File Form 1099-QA?

Form 1099-QA, which reports distributions from the ABLE account,is filed by:

  • Any state, or its agency or instrumentality, that establishes and maintains a qualified Achieving a Better Life Experience (ABLE) program is required to file Form 1099-QA with the IRS for each ABLE account from which a distribution was made, or that was terminated during the calendar year.
  • The filing should be completed by an officer or employee of the state or its agency overseeing the ABLE program or their designated representative.

What are the copies of Form 1099-QA?

Form 1099-QA has three different copies, each one serving unique purposes:

  • Copy A: This is sent to the IRS.
  • Copy B: This copy is provided to the designated beneficiary (recipient).
  • Copy C: This is for the payer's records.

What is an ABLE (Achieving a Better Life Experience) Account?

As mentioned above, an ABLE account is a tax-advantaged savings account for individuals with disabilities using the money to pay for qualified disability expenses (QDE) without affecting their eligibility for government benefits. It falls under Section 529A of the IRS tax code. An ABLE account can only be opened for a person who meets the following criteria:

  • The individual must be blind or disabled before the age of 26.
  • The eligible individual must be both the owner and designated beneficiary of the ABLE account.
  • Each eligible person is allowed to have only one ABLE account at any given time.

What is the maximum contribution limit for an ABLE account in 2025?

The total contributions to an ABLE account in 2025 cannot exceed $19,000, including any contributions from a Section 529 program. For 2024, this limit has been set as $18,000.


When is the deadline for filing Form 1099-QA?

The deadline to file Form 1099-QA, which reports distributions from ABLE (Achieving a Better Life Experience) accounts, is as follows:

  • Deadline to e-file Form 1099-QA with the IRS: March 31st
  • Deadline to furnish recipient copies: January 31st
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